DEPOSIT PRODUCTS

 

CURRENT DEPOSIT RATE SHEET

 

TRUTH IN SAVINGS BOOKLET

 

CDARS Information

 

Demand deposit  ACCOUNTS

PVB Bonus Checking

 

 Unlimited Check writing

 

►  No per check charges

 

 $200 minimum balance

to avoid the low

minimum balance charge

 

 ATM & VISA® Check Cards available

 

PVB ANYWHERE

Internet Banking

available

 

 Free Check Images

returned with your statement

 

 TELEBANK

Telephone Banking

available

 

  Free PVB BILL PAY

online bill payment service available

 

PVB Patriot Checking

 

 No minimum balance charge

 

►  No per check charges

if you have at least one direct deposit per statement cycle

 

 No charge for the first 10 checks/month,

if there is no monthly direct deposit

Additional checks 25¢ each.

 

 ATM & VISA® Check Cards available

 

PVB ANYWHERE

Internet Banking

available

 

 Free Check Images

returned with your statement

 

 TELEBANK

Telephone Banking

available

 

  Free PVB BILL PAY

online bill payment service

available

 

PVB FREE Checking

 

  No minimum balance charge

 

  Free Unlimited

      Check writing

with no per check charges

 

  ATM & VISA® Check Cards available

 

PVB ANYWHERE

Internet Banking

available

 

 Free Check Images

returned with your statement

 

 TELEBANK

Telephone Banking

available

 

  Free PVB BILL PAY

online bill payment service available

NOW  ACCOUNTS

PVB Prestige NOW

 

  Available to Individuals Age 55+

 

Prestige NOW Benefits

 

Interest bearing

 

No minimum balance charge

must have at least 1 direct deposit per statement cycle

 

Unlimited Check writing

 no per check charges

 

ATM & VISA® Check Cards available

 

PVB ANYWHERE

Internet Banking

available

 

Free Check Images

returned with your statement

 

Free PVB BILL PAY

online bill payment service

available

 

TELEBANK

Telephone Banking

available

PVB Super NOW

 

Interest bearing

 

Interest Rate is tiered

based on account balance

 

$1,000 minimum balance

to avoid minimum balance charge

 

Unlimited Check writing

 no per check charges

 

ATM & VISA® Check Cards available

 

PVB ANYWHERE

Internet Banking

available

 

Free Check Images

returned with your statement

 

Free PVB BILL PAY

online bill payment service

available

 

TELEBANK

Telephone Banking

available

 

PVB NOW

 

Interest bearing

 

Interest Rate is tiered

based on account balance

 

$750 minimum balance

to avoid minimum balance charge

 

Unlimited Check writing

 no per check charges

 

ATM & VISA® Check Cards

available

 

  PVB ANYWHERE

Internet Banking

available

 

Free Check Images

returned with your statement

 

Free PVB BILL PAY

online bill payment service

available

 

TELEBANK

Telephone Banking

available

MMDA  ACCOUNTS

 

PVB Money Market Deposit Accounts (MMDA)

 

Interest bearing

*Interest Rate is tiered based on account balance

*$1,000 minimum balance to avoid the  minimum balance charge

*Limited Check writing

*ATM & VISA® Check Cards available

*PVB ANYWHERE Internet Banking

 available

*Check Images returned with your statement

*Free PVB BILL PAY online bill payment service available

*TELEBANK Telephone Banking available

 

SAVINGS  ACCOUNTS

PVB Statement Savings

 

 Interest bearing

   $50 minimum balance to avoid minimum balance charge

   ATM Card available

  PVB ANYWHERE Internet Banking

 available

   TELEBANK Telephone Banking available

 

 

PVB Junior Savings

 

 Available only to Individuals under 18 years of age

   Interest bearing

   No minimum balance charge

  ATM Card

available only to individuals 18 years & older

 PVB ANYWHERE Internet Banking

 available

  TELEBANK Telephone Banking available

 

CD / ira  ACCOUNTS

 

PVB Certificates of Deposit (CDs)

 

*    Interest bearing

 

*    $500 minimum deposit to open

for most terms of One Year or more

 

*    $1,000 minimum deposit to open

for most terms of less than one year

 

*    Terms from 31 days up to 60 Months

are available

 

*    PVB ANYWHERE Internet Banking available

 

*    TELEBANK Telephone Banking

available

 

*    Substantial Penalty for Early Withdrawal

 

*    Special CDs

with Special terms & rates

available during announced limited times

 

PVB Individual Retirement Accounts (IRA) Certificates of Deposit

 

* Interest bearing

*   $500 minimum deposit Required to open

 

*   30 Day, 18 Month and 60 Month Terms

Available for TRADITIONAL IRAs

 

*  18 Month and 60 Month Terms

Available for ROTH IRAs

 

*  18 Month and 60 Month Terms

Available for EDUCATIONAL IRAs

 

* PVB ANYWHERE Internet Banking

available

 

* TELEBANK Telephone Banking

available

 

* Substantial Penalty for Early Withdrawal

 

CLUB  ACCOUNTS

 

Vacation Club

 

  Interest bearing

 Automatic debit from a PVB account

at least $5/month is required

  Matures in May

Auto-deposited

to the PVB account of your choice

  PVB ANYWHERE Internet Banking available

   TELEBANK Telephone Banking

available

 

 

Christmas Club

 

  Interest bearing

 Automatic debit from a PVB account

at least $5/month is required

  Matures in October

Auto-deposited

to the PVB account of your choice

 PVB ANYWHERE Internet Banking

available

 TELEBANK Telephone Banking

available

 

Disclosures: The products listed above are subject to change.  Additional terms and conditions apply.

Please ask a PVB Financial Representative for Truth-in-Savings disclosures and details about our products.